SR Cooper Publishing

Your First California Home

A Step-by-Step Guide for First-Time Homebuyers to Qualify, Buy Smart, and Get the Keys With Confidence

A step-by-step guide through a California purchase, in the order it actually happens. Prequalification, credit, down payment sources, loan programs, offers and contingencies, inspections, appraisal, escrow, closing, and the first year of ownership.

It also covers the California-specific parts that catch first-time buyers off guard: supplemental tax bills that arrive months after closing, how impound accounts are calculated, the ways title can be held, and the homeowners' exemption most people forget to file.

• 14 chapters
• California-specific
• Worksheets & glossary